Examination report combined cgu insurance company of. In 2003, it was acquired by iag, alongside nzi in new zealand and zurich insurance s nsw workers compensation business. Part 1 of the pds is set out on pages 12 of this business insurance policy. Cgu business pack pds product disclosure statement policy. No information likely to affect the acceptance of this claim has been withheld. Page 4 of 93 underinsurance certain cover sections, property damage and business interruption contain underinsurance clauses that may limit the amount that we pay when you have a claim. Insurance product disclosure statement for more information 4 5. Combine up to 10 individual insurance coverages into a single comprehensive policy that covers your business. Business insurance packages liability insurance qbe au. Zurich is an insurance company authorised under the insurance act 1973 to carry on general insurance business in australia. Cgu is also right beside you to make sure you can concentrate on running your business covering you for your business insurance needs, including liability and workers compensation. Cgus business insurance is flexible and can be easily customised to meet the needs of your business. Cgu is also right beside you to make sure you can concentrate on running your business covering you for your business insurance needs. About cgu insurance australia limited trading as cgu insurance is the underwriter of this insurance policy.
Founded in 1925, claremont graduate university cgu was known as the claremont graduate school until july 1, 1997. Business pack insurance policy business insurance contents cgu business insurance 1 introduction 1 about cgu 1 important. Insurance to safeguard your business with cover to help protect your premises, stock, equipment and reputation. The completion of this form and its receipt by us is not. This insurance is issued by insurance australia limited abn 11 000 016 722 afs licence no. Policy summary the vero business insurance policy offers a range of insurance covers. Nti agreement means the joint venture agreement dated 10 august 2009 between cgu and aai limited trading as vero insurance abn 48 005 297 807 in relation to national transport. Information regarding cgu procedures and covid19 claremont graduate university is transitioning to online instruction immediately as well as to a reduced number of oncampus staff, beginning march 16.
The premium is the amount you pay us for this insurance. At cgu, students are encouraged to pursue academic research agendas both within and across traditional curricular boundaries. Grade points, where applicable to the grade point average gpa calculation, are based upon the 4. Insurance australia limited trading as cgu insurance is the underwriter of this insurance policy. Cgu income protection cover 85% of your income finder. Cgu insurance limited is the insurer of the property owners insurance policy. Cgu business pack pds product disclosure statement. Business insurance certificate of currency policy number.
Cgus commercial packages can protect your business against property damage, business interruption, machinery or electronic breakdown, public and products liability, theft of goods or money, glass breakage, employee dishonesty and tax. We are communicating with students, faculty, staff, and alumni about our preparations. To date, we have no known cases of the novel coronavirus within the cgu community. This customisable business insurance provides a range of different insurance types all under. Our australian financial services licence number is 238291. Claremont graduate university interprets public behavior to mean behavior that is apparent to an unconcealed observer, without the use of any special or surreptitious equipment, such as binoculars, special microphones, or recording devices. Our australian business number iscoolingoff information 27 004 478 371. Travel insurance is distributed by bupa hi pty ltdabn 81 000 057 590which is an authorised representative of ial.
Not all covers are available on their own and some are dependent on you taking out another cover as well. This will only happen if you understate a sum insured or limit of liability. Cgu workers compensation partners with your business to reduce workplace injuries and help your injured employees return to work. Whatever business youre in, our industryspecific business insurance will. Having had several landlords insurance and building policies with cgu for more than 15 years, we are horrified at what cgu insurance has recently put us through. Cgus marine insurance policy can be tailored to protect a wide range of commercial transport needs and risks. Cgu insurance limited is the underwriter of this insurance policy. Personal accident and illness motor vehicles domestic house and contents this pds has three parts. Cgu sent an assessor who listed several pages of damages. Name of insurer cgu insurance plc global business financial year ended 31st december 2004 contents forms page ipru ins appendix 9. Cgu insurance company is a foreign property and casualty insurer licensed.
It includes stamp duty, gst, other government charges and fire services levy fsl that applies. For covers you have selected please refer to what we cover and what we exclude in the relevant policy section. Whether you are in the business or retail, cgus business package can be tailored to suit your business needs. Cgu product disclosure statements maleny credit union. Cgu international insurance plc year ended 31st december 2005 contents page appendix 9.
The insurance applies only in respect of those insured items against which a limit of liability is shown in the schedule or which are otherwise indicated in the schedule as being insured. From crops to livestock and farm machinery, cgu has the expertise to tailor specialty insurance packages for all types of farm insurance. The premium does not include any service or administration fee charged to you by your insurance. Qbe rated no2 cgu rated above industry average on 3 of the top 5 key factors used by brokers in selecting an insurer financial stability policy conditions flexibility willingness to negotiate cgu flagship business package policy rated no1 product in its class areas for improvement. Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business. Cgu insurance limited abn 27 004 478 371 declaration i hereby authorise the insurer to obtain any report or statement that i have made to the police. Cgus business package provides a wide range of business insurance protection and lets you tailor the cover you need for your business. Cgu distributes its products through a network of over 1,000 brokers. Data include information from medical records, insurance claim data. Summary of schemes we are proposing to transfer the insurance businesses of the following insurance australia group companies iag group to insurance australia limited abn 11 000 016 722 ial.
Founded in 1925, cgu is an independent institution devoted entirely to graduate study. Cgu can help you get covered with our car, home buildings and contents, landlord or strata insurance for your property and precious belongings. Your premium is shown on your certificate of insurance. Cgu international insurance plc annual fsa insurance returns for the year ended 31st december 2004 appendices 9. Cgu business pack pds product disclosure statement policy wording. Over 24 weeks ago tenants left our investment property in a trashed and terribly damaged condition.
Weve teamed up with cgu to provide flexible cover and value for money business insurance thats got you covered. Cgu insurance car, home, travel and business insurance. Cgu business insurance via 24 81, select new policy and select commercial insurance and mention 2016mapgie. Small business insurance quotes cgu insurance australia. As such, we are subject to prudential requirements and standards, regulated by the australian prudential regulation authority apra.
Supplementary product disclosure statement cgu insurance. Disclosure statement pds and policy that is issued by the insurer, insurance australia limited abn 11 000 016. In this booklet the insurer is called we, us, our or ours. Insurance issued by insurance australia limited abn 11 000 016 722 afsl 227681 trading as cgu insurance. Our australian financial servicesif you want to return your insurance after your licence number is cision to buy it. Cgus business package provides a wide range of business insurance protection. With over 160 years experience providing insurance cover to australians, cgu has grown to become a leading commercial, rural and personal loans insurance provider. The ultimate parent of cgu insurance company of canada is cgnu plc. The cgu insurance company of canada is a member of a holding company system and is subject to the provisions of article 15 of the new york insurance law. Insurance business of cguvacc insurance limited to insurance australia limited background a cguvacc insurance limited abn 73 004 167 953 vacc and insurance australia limited abn 11 000 016 722 ial are authorised under the insurance act to carry on insurance business. This type of cover is designed to protect your business against claims brought against it due to accident or injury. Cgu courses and credits are based upon the semester unit. The advice on this website is general advice only and does not take into account your individual objectives, financial situation or needs your personal circumstances. Edition 1 changes to your policy change 1 cgu insurance.
610 673 990 34 1087 1266 646 529 1261 186 114 448 677 101 654 469 1067 664 557 154 850 466 148 719 1371 775 676 1099 797 657 408 1496 80 61 121 837 1147 920 1321 1261 645 83 1379